Credit Counseling

Don't Let Credit Hold You Back

From the Retirement You Deserve!

Does This Sound Like You?

📜 Struggling with credit card or medical bills that never seem to shrink, no matter how hard you try?


💵 Living on a fixed income and stretching every dollar, only to come up short by month’s end?


🔒 Lying awake at night worried about identity theft or fraud— and what would happen if someone opened accounts in your name?



📉 Watching high interest rates chip away at your hard-earned savings month after month?

📈 Hoping to raise your credit score so you can finally qualify for better loan rates, insurance premiums, or financial opportunities?


🏠 Thinking about refinancing, downsizing, or making a big purchase, but worried your credit might stand in the way?


🤔 Feeling overwhelmed every time you look at your credit report and wishing someone could explain it in plain English?



💰 Wanting to tap into extra funds for retirement but knowing your credit needs attention first?

👉 If any of this feels familiar, you’re not alone.

What We Do

🕒 Learn how to monitor your credit 24/7 and receive alerts to changes or suspicious activity


👩 Access experienced credit repair specialists to handle the heavy lifting for you


✏️ Spot errors or outdated items and guide you through the dispute process



📄 Review your credit reports in plain English – no confusing financial jargon

🛡️ Protect your credit with tools that guard against identity theft and fraud


🚀 Learn proven strategies to boost your credit score over time


✂️ Get step-by-step instructions for repairing your credit yourself


⭐ Tap into extra funds for retirement while making sure your credit is in great shape first

Retirement Should Be About Living, Not Worrying

⭐ With better credit, you’ll have the flexibility to enjoy the lifestyle you’ve worked so hard for.

👉 Ready to Take Control of Your Credit?

Got Questions?

Three people in white shirts with headsets smiling in front of an

When it comes to your future, there's no room for uncertainty. Whether you need estate planning help, mortgage clarity, or guidance to improve your credit, contact us.

Give Us 10 Minutes

We'll Give You Peace of Mind

Not Ready to Talk to a Specialist?

Start Here - Free Tools, Guides & Community for Seniors

Credit Made Simple – Plus the Money, Scam & Savings Secrets Seniors Need to Know

The Senior Savvy Academy is your all-one: learning hub for seniors. Inside, you'll find plain-English guidance on credit and a wealth of tools to help you save money, protect your finances, and enjoy retirement with confidence.

Private Community

When you join, you're not just getting resources - you're stepping into a private community where seniors learn together, share experiences, and get support in a safe, no-pressure space.

Meet Robert the Senior Guy

Author, speaker, podcast guest, community volunteer, and self-proclaimed "Mayor of Retirement-ville". For over 30 years, Robert has made big, intimidating financial topics easy to understand, delivering those "aha!" moments with humor, warmth, and a promise you won't need caffeine to stay awake.

Member Benefits

As a member of the Senior Savvy Academy, you'll receive:

📘 Estate Planning & Retirement Guidance

💰 Money & Savings Tips

🖥️ Exclusive video lessons on wills, trusts & estate planning


📅 Weekly updates with no ads or sales pressure



📑 Downloadable guides & tools from HUD, AARP, ABA, and Social Security

💡 Practical strategies to save money & reduce stress


💰 Clever ways to uncover hidden money in retirement


🧾 Secret savings, rebates & free programs for seniors



📊 Budgeting tools that actually work for retirees

🛡️ Scam & Credit Protection

💛 Community & Lifestyle Support

🦺 Learn how scams work & how to prevent them


✋ The truth about sketchy credit repair & debt consolidation offers



☠️ Tips to protect your information and accounts

🎩 Access to a private senior community


💻 How to turn hobbies into extra income (with no fluff)



🎬 Exclusive member-only videos (with the occasional blooper!)

👉 A trusted community where seniors gain knowledge without sales pressure.

Join Senior Savvy Academy Free

TESTIMONIALS

““I was nervous about letting anyone look at my credit, but the credit specialist at American Senior Network made me feel comfortable right away. They explained things in plain English and never made me feel judged. Now I’m finally moving in the right direction.”

— Harold S.

“I thought fixing my credit would be complicated, but Cindy at American Senior broke it down step by step. She even caught a mistake on my report that I never would’ve seen. I sleep a lot better now.”

— Betty L.

“My wife and I live on a fixed income, so every dollar matters. The rep from American Senior Network helped us lower our interest rates and taught us how to keep an eye on our credit. It feels like a weight’s been lifted.”

— Frank & Judy K.

“I’ve been burned before with companies that promised to help but didn’t. Robert from American Senior actually delivered. He got errors removed, boosted my score, and kept me in the loop the whole time.”

— Ralph P.

“I’m not good with computers, but the person that helped me from American Senior made it simple. They set up alerts so I know right away if something changes. Now I feel like my credit is finally under control.”

— Shirley T.

“I didn’t know where to start with my credit, but Christopher at American Senior Network walked me through everything step by step and gave me the confidence to finally tackle it. My score is already climbing.”

— George M.

“After a medical emergency, my bills piled up fast. Eric from American Senior helped me negotiate and organize things so I could breathe again. I wish I had called sooner.”

— Linda R.

“I’ve been retired for 12 years and thought my credit days were behind me. American Senior Network’s credit specialist showed me how important it still is and helped me raise my score by over 60 points.”

— Carl D.

“I was embarrassed about my credit, but the rep at American Senior never made me feel bad. They gave me hope and real solutions. Now I feel like I’m in control again.”

— Marilyn H.

“When we applied for a refinance, I learned my credit wasn’t where it needed to be. American Senior worked quickly and got us in a much better spot. It saved us thousands.”

— Jim & Kathy W.

“I’ve been paying high interest for years because of bad credit. Thanks to Christopher at American Senior Network, my rates are finally coming down. That extra money each month makes a big difference.”

— Pauline C.

“It felt like debt was running my life. Susan at American Senior Network didn’t just fix my credit — he taught me how to stay on top of it. That knowledge is priceless.”

— Joanne F.

““I was nervous about letting anyone look at my credit, but the credit specialist at American Senior Network made me feel comfortable right away. They explained things in plain English and never made me feel judged. Now I’m finally moving in the right direction.”

— Harold S.